Student Health Insurance

Student Health Insurance

About Kimber Health

We strive to provide affordable or free healthcare to international students nationwide.

With COVID-19 and high healthcare costs in the US, it is imperative for individuals and families coming to United States for their studies, travel, or immigration to receive adequate health coverage.
At Kimber Health, we believe that having health coverage is a fundamental right.
As such, we have dedicated ourselves to assisting all eligible individuals with attaining health coverage.

THE ESSENTIAL PLAN
About Kimber Health
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your health Insurance

What Is The Essential Plan?

The Essential Plan is a free health insurance plan designed for international students, travelers, immigrants, and low- income individuals residing in New York.

With COVID-19 and high healthcare costs in the US, it is imperative for individuals and families coming to New York for their studies, travel, or immigration to receive health coverage.
At Kimber Health by NYWPG*, we believe that having health coverage is a fundamental right.
As such, we have dedicated ourselves to assisting all eligible individuals with attaining necessary health insurance.

In Cooperation With…

  • United Healthcare & Fidelis

  • New York State of Health

    The premier marketplace for health insurance in New York State.

*NYWPG is an authorized partner of the New York State Marketplace. License #1348502.

What Are The Plan Benefits?

  • Major hospitals in New York State are included in the Essential Plan network.

    Major hospitals in New York State are included in the Essential Plan network.

  • Primary care, preventative care, and specialist care are provided for free in most plans.

    Primary care, preventative care, and specialist care are provided for free in most plans.

  • Vaccinations for HPV, Influenza, Hepatitis B, Measles, Varicella, Tetanus, etc. provided for free.

    Vaccinations for HPV, Influenza, Hepatitis B, Measles, Varicella, Tetanus, etc. provided for free.

  • An ambulance ride (costing $1189 on average) can be provided for free in most plans.

    An ambulance ride (costing $1189 on average) can be provided for free in most plans.

  • All prescription drugs are provided for free or at low-cost to Essential Plan holders.

    All prescription drugs are provided for free or at low-cost to Essential Plan holders.

  • Free gym membership included (up to $400 reimbursable annually)

    Free gym membership included (up to $400 reimbursable annually)

  • Vision care, including prescription glasses are provided for free.

    Vision care, including prescription glasses are provided for free.

  • Dental care, including dental cleaning is included for free.

    Dental care, including dental cleaning is included for free.

Apply for
your health Insurance

What Are The Eligibility Requirements?

  • VISA STATUS

    F1/F2 Visa J1 Visa B1/B2 Visa
    G1-G5 Visa Green Card Holders* US Citizens*

  • AGE

    21 - 64 years old

  • INCOME

    Under $27,180 annually

    Includes only income reported in the US in 2021.
    Subject to change each year.

  • RESIDENCY

    Must have a residential address in New York State

*Income restrictions vary for Green Card Holders and US Citizens

FAQ

  • Why Is It Free?

    The plan is administered and funded by the New York State government to assist individuals in underserved markets with attaining comprehensive health coverage.
    Because medical expenses are a leading source of debt in the United States, New York routinely subsidizes and funds health insurance plans for its residents.

  • Can I Use It To Waive University Insurance?

    Yes! Most students can use the insurance to waive health coverage provided by their university.
    At this time, we have confirmed that the following schools are able to waive coverage: NYU, Fordham, Pratt Institute, School of Visual Arts, Parsons The New School, Cornell, and Syracuse University.
    Students in the CUNY system are able to apply on a rolling basis.